Making a will is one of the most important things you will do in your lifetime, but it’s often something that people put off thinking it’s a complex task.

But in reality, it’s a crucial step for anyone wanting to ensure their assets and loved ones are taken care of according to their wishes. Here’s a straightforward guide to the key points you need to consider, without the legal jargon.

Who Gets What

The first and perhaps most obvious step is deciding who you want to inherit your assets. This isn’t just about money; it’s about sentimental items, property, and even pets. Clearly outlining who gets what can prevent disputes and ensure your possessions end up where you want them​​.

Pick a Person to Sort It Out

Choosing the right person to handle your will is super important. Here’s why:

  • Trust is Key: You need someone you can trust to follow your wishes. This person will manage your estate, pay any debts, and make sure your loved ones get what you’ve left them​​.
  • Big Responsibility: It’s a big job. The executor has to deal with legal stuff, sort out your finances, and distribute your assets. Make sure they’re up for it​​.

Picking the right executor means your estate is in good hands. It’s all about making sure they’re reliable, willing, and able to take on the task. Having a chat with them first is a wise move to ensure they’re ready and willing to take on the responsibility.

Look After the Kids

If you have children under 18, you’ll need to think about who would take care of them if you’re not around. Naming a guardian in your will is a way to ensure they’re looked after by someone you trust, rather than leaving it up to the courts to decide​​.

Don’t Forget the Taxman

When making a will, it’s crucial to remember the tax implications for your loved ones. Here are some simple points to keep in mind:

  • Tax on Gifts: Some things you leave behind might get taxed. It’s smart to find out how you can lower this tax so your family keeps more​​​​.
  • State Differences: Tax rules can change depending on where you live. Some places might tax your gifts more than others. Checking your local tax laws can help you plan better​​​​.

Keeping taxes in mind helps make sure your gifts do as much good as possible. Talking to a tax expert might be a good idea to get this right. They can give you tips on how to make smart choices that could save your family money in taxes.

Changes? No Problem

Life is full of changes, and your will should reflect that. Whether you marry, divorce, or have more children, updating your will is crucial to ensure it reflects your current wishes. Remember, making a will isn’t a one-time task; it should evolve as your life does​​.


Making a will might seem like a daunting task, but it’s an essential part of planning for the future. By taking control now, you can rest easy knowing that your wishes will be respected and your loved ones taken care of. 

It’s not just about distributing your assets; it’s about providing for those you care about after you’re gone. So, take a bit of time to consider these points, and make sure your will is up to date. Your future self, and your family, will thank you for it.

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